PF Calculator
Employee 12% EPF and employer 12% split between EPF and EPS. EPS is calculated on wages up to the statutory wage ceiling.
Contribution estimate
Statutory wage ceiling: ₹25,000.00 (as notified, effective 17 Sep 2026)
EPS wage base: ₹25,000.00
Employee EPF (12%): ₹3,000.00
Employer EPS (8.33% of capped wages): ₹2,082.50
Employer EPF (balance of 12%): ₹917.50
Total PF contribution: ₹6,000.00
Wages after employee PF only (not in-hand after tax): ₹22,000.00
Rates used
Employee EPF is 12% of PF wages. Employer contribution is also 12% of PF wages: 8.33% EPS on wages up to the ceiling, and the remainder in employer EPF (3.67% when wages equal the ceiling).
The wage ceiling constant on this page is ₹25,000 as notified, effective 17 Sep 2026. Gazette notification S.O. 5109(E) dated 17 September 2026 notifies ₹25,000 per month as the wage ceiling for Chapter III of the Code on Social Security, 2020, with effect from that date. Confirm the current official notification before using these numbers in payroll.
Estimate only, not legal advice. This is not a full in-hand or CTC calculator. It does not compute ESI, professional tax, TDS, or income tax.
Frequently asked questions
How is employee PF calculated here?+
Employee EPF is 12% of the PF wages you enter. Employer EPF and EPS together equal 12% of those wages, with EPS at 8.33% of wages capped at the statutory wage ceiling used on this page.
What wage ceiling does this calculator use?+
The EPS wage base is capped at ₹25,000 as notified, effective 17 Sep 2026 (Gazette S.O. 5109(E)). Confirm the current notified ceiling before using the figures for payroll.
Is this an in-hand salary after tax?+
No. This tool only splits EPF and EPS. It does not deduct income tax, ESI, professional tax, or other amounts.